Are your savings with the EPF adequate for your retirement needs? Do you have proper insuarance coverage in case something untoward happens to you? If you have investments, are you invested in assets that match your risk profile? Are you taking too much or too little risk? Are you financially independent after you retire or are you counting on your children to take care of you? Can they or will they look after you if they have their own financial commitments to meet? Do you understand the various new wealth management products that are introduced to the market place every now and then and the risks and benefits of investing in such products? Do you feel a need for someone you can trust and coach you on financial matters and help you avoid the pitfalls that are ever present in the financial services arena? © 2003 arrowsolutions.com.my. All rights reserved.